Calculate your debt-to-income ratio and check whether you meet the indicative 33% threshold applied by Belgian lenders. Remaining repayment capacity included.
Indicative Debt Ratio — In Belgium, most lenders cap the debt-to-income ratio at 33% of net income. This calculator estimates your remaining borrowing capacity based on your current obligations.
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Messages, relevant conversation history and text from PDFs you attach to the chat are sent to our server and then to DeepSeek. Your question may also be sent to Perplexity for source research or used to consult public sources. A copy of conversations remains in your browser until you delete it. Closing the browser does not erase it. Avoid sensitive data and information identifying a person.
History is saved in your browser’s local storage and may remain accessible on a shared device. Delete conversations in the chat or clear the site’s browser data. Local deletion does not erase processing already performed by providers.
Netlify hosts the website. Turso stores accounts and saved cases; Resend processes sign-in and contact emails and informational parking letters whose submission you authorise. DeepSeek processes chat messages; Perplexity may be used for source research. Providers may process data outside the European Economic Area. This notice does not guarantee that providers retain no data or make no international transfers.
Your account and saved parking and traffic cases are stored in Turso. They include contact details, facts, draft letters and evidence file names. These two modules do not upload original files; they remain on your device. Sign-in uses a temporary email code via Resend or a hashed password. Session cookies enable account access. Cases are not public; restricted access does not guarantee absolute confidentiality or legal professional privilege.
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Request access, correction, deletion or other applicable rights at contact@ailawyer.be. Mashaah LLC, 1111B S Governors Ave, STE 28451, Dover, DE 19904, USA, is the publisher and data controller. You may complain to the Belgian Data Protection Authority. Rights apply under the conditions set out in the GDPR.
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Netlify hosts the website. Turso stores accounts and saved cases; Resend processes sign-in and contact emails and informational parking letters whose submission you authorise. DeepSeek processes chat messages; Perplexity may be used for source research. Providers may process data outside the European Economic Area. This notice does not guarantee that providers retain no data or make no international transfers.
