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Finance & Debts

Bank Account Garnishment Calculator (indicative)

Estimate the protected (non-seizable) amount in a bank account under Art. 1409bis C.jud. The 2025 indexed protected threshold is integrated.

Art. 1409bis C.jud. Bank seizure Belgium Free
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Bank account garnishment (Art. 1409bis C.jud.) — When a bank account is garnished, a minimum amount remains protected to safeguard the debtor. This protected amount equals the minimum wage garnishment threshold (indexed annually).

+€80/month per child (2025)
Legal basis: Art. 1409bis of the Belgian Judicial Code. The protected amount is indexed annually. This is an indicative calculation — the notified bank calculates the seizable amount at the time of seizure. Social benefits credited to the account may benefit from additional protection.

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